Welcome

Welcome to our site, designed to save you from a nightmare. Please register for our free offers in the box to the right so we can help keep you protected and build a lasting online relationship with you. If you have any questions or cannot find whatever it is you are seeking, simply click the Contact button above on the menu bar. We will be happy to assist you with your request.

Check out our Identity Theft products in our showcase located on the right-hand column.

Don't Let This Happen To You!

Proponents of personal security products suggest that crime is everywhere and the best way to deter it is to purchase and use personal security products. However, critics of this stance suggest that there are other ways for a potential victim to protect themselves.

Most agree that a balance between using common sense and personal security products must be struck. Potential victims should follow basic safety principles and always be aware of their surroundings. Try not to travel alone especially in crime ridden areas.

Also, remember that your chances of being attacked by someone you know are greater than your chances of being attacked by a complete stranger. Therefore, choose your friends carefully. In addition, if you have just made a new acquaintance trust your instincts and have a safe exit strategy if you feel threatened. People are now meeting others in greater numbers through online sites. This makes it more difficult to know about the real-world identity of your date so be sure to meet in a public place so you have a greater sense of personal security.

Some consumer groups suggest taking a martial arts class rather than relying on a personal security product. They suggest that if you rely solely on a personal alarm and your attacker manages to wrestle the product from you, you will be helpless. However, if you have learned to protect yourself without an external device you cannot be disarmed and you will also be stronger from your training.

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There is, however, no reason you cannot take a personal protection class and still purchase one of the many devices on the market for personal security. One of the oldest choices is pepper spray. Firearms are also an option, but if a gun is taken from you it could be used against you. In addition, critics fear that if you fire a gun incorrectly during the heat of the moment you could harm yourself.

More modern personal security products include stun guns, tasers (which are commonly used by the police), and electronic personal alarms. Electronic personal alarms are the most recent devices to come to market. A personal alarm has a button that can be pressed to set off a siren. In addition, if you are running away from a potential assailant, you can throw the personal alarm in one direction while running in another direction to create an even louder noise and confuse your attacker.

Personal alarms are inexpensive and typically cost less than $20. Often they include an extra light in case you need to search for a key in the dark. If you have a battery operated personal alarm, test the batteries every few months. Note that personal alarms can be easily disguised because they come in many shapes and sizes. A young woman can purchase a personal alarm that looks like a lipstick container. It is easy for a parent to purchase a personal alarm that a child would enjoy carrying because of the many shapes and colors available.

Most alarms come with a 30-day guarantee so make sure you are happy with your purchase and that you always carry it with you. If you don’t’ like your alarm, you will not carry it and it can do you no good. Many companies now offer bodyguard services online, so if you find yourself still feeling unsafe after purchasing a device and have the dollars in your budget you can simply hire someone to make sure you arrive home safely.

Identity Theft Facts - What You Are Never Told

Identity theft is not a new problem however it is a rapidly growing problem in America. The fact is over nine million Americans are victim to one or more forms of identity theft every year resulting in billions of dollars in losses to businesses and financial institutions. If identity theft happens to you, it can take in excess of 250 hours and thousands of dollars just to clear your name and get your identity back.

Identity theft fact: It only takes minutes to subscribe to a credit monitoring service, but very rarely do they fully protect you. We all see the commercials on TV for these services, but did you know for the most part they only protect you from 1 of the 6 forms of identity theft currently prevalent in America?

Credit monitoring is a great idea, but what if someone steals your driver's license information? That doesn’t show up on your credit report. What if they use your identity to obtain medical services? What if they steal your character and try to become you? Criminals could even obtain documents with your name and use them to obtain passports.

Identity theft fact: Changes to your credit will not show up on your credit report right away and may never show up at all. Meanwhile, the person that has stolen your identity could be accumulating substantial bills, gaining access to places they are not supposed to be, or worse. What if they got a drivers license in your name and used it to kidnap a child; the only records relating to the disappearance would lead straight to you. You may never be able to completely clear your name once it's plastered all over the news.

It is recommended that you review your credit report regularly. You can request a free credit report annually by writing to the credit agencies, however once a year is not enough to keep your credit safe. You can purchase your credit report, however those expenses can add up, and you would need to purchase it from all three agencies to be sure you catch everything. Subscribing to a popular credit monitoring service can save you money, but they still don't protect you from the other 5 forms of identity theft. Taking steps to safeguard your information will help. Simply shredding documents with your name, address, or personal account numbers and cutting up your old credit cards could make a big difference. Try memorizing your pin numbers instead of writing them down and keeping them with your cards.

To fully protect yourself, you are going to need the assistance of a credit monitoring service. But please do your homework first. All of these services get their data from the same three credit reporting agencies. Some only get their information from one. Make sure you choose a service that has the ability to access records other than just credit profiles. This can make a big difference if someone tries to alter or changes important records associated with your name. Make sure you choose a service that provides legal assistance as a benefit to using their service. More importantly, when choosing a service you want to make sure they offer restoration services to protect you against the following:

1) Medical

2) Social Security

3) Drivers License

4) Character/Criminal

5) Credit/Financial

6) Composite (someone using bits and pieces of several identities to create a new one)

The service should also include 24/7 access to someone that can help you should a major problem arise. You can do more to protect your identity for less money by making sure the credit monitoring service you choose not only keeps a watchful eye on credit, but also provides assistance for all the other things that are more likely to happen. Remember, credit related identity theft only ranks 5th amongst the 6 most common identity theft crimes. No matter what happens or how someone tries to use your identity you need to make sure you have that blanket of protection. That could mean hundreds of hours of your time and thousands of dollars you won't have to spend. These are the things they never talk about in those fancy commercials or cute ads.